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Specialized Health Products

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Guide to specialized health insurance products — senior citizen plans, maternity cover, disease-specific policies, international health, OPD covers, and wellness programs.

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9 Sections

1

Arogya Sanjeevani — IRDAI Standard Product

Arogya Sanjeevani is a standard health insurance product mandated by IRDAI through its circular IRDAI/HLT/REG/CIR/201/04...

5 MCQs3 FAQs
2

Senior Citizen Health Insurance — Age Limits, Co-pay, Exclusions

Senior citizen health insurance refers to specialized health insurance products designed for individuals aged 60 years a...

5 MCQs3 FAQs
3

Maternity & Newborn Cover — Waiting Periods, Sub-Limits

Maternity and newborn cover in health insurance provides financial protection for expenses related to pregnancy, childbi...

5 MCQs3 FAQs
4

Mental Health Coverage — Mental Healthcare Act 2017 Compliance

Mental health coverage in Indian health insurance refers to the mandatory inclusion of mental illness treatment in all h...

5 MCQs3 FAQs
5

Corona Kavach & Pandemic-Specific Products (Historical)

Corona Kavach and Corona Rakshak were pandemic-specific health insurance products introduced by IRDAI in 2020 in respons...

5 MCQs3 FAQs
6

Disease-Specific Plans — Cancer, Cardiac, Diabetes

Disease-specific health insurance plans are specialized insurance products designed to provide targeted financial covera...

5 MCQs3 FAQs
7

International Health Insurance & Travel Mediclaim

International health insurance and travel mediclaim are specialized insurance products that provide medical coverage to ...

5 MCQs3 FAQs
8

Micro Health Insurance & Pradhan Mantri Jan Arogya Yojana (PMJAY)

Micro health insurance and Pradhan Mantri Jan Arogya Yojana (PMJAY) represent the inclusive end of the health insurance ...

5 MCQs3 FAQs
9

IRDAI Regulatory Updates 2024–2026

Between May 2024 and 2026, IRDAI rolled out the largest set of policyholder-protection reforms in over a decade. The hea...

5 MCQs5 FAQs