Market Pulse
GI Gross Direct Premium₹3.36 lakh cr· FY2026Insurance Penetration3.7%· FY2025Insurance DensityUSD 97· FY2025Life NBP (July)₹47,005 cr· Jul 2026Health Insurance Premium₹1,27,417 cr· FY2025GI Combined Ratio113%· FY2026Registered Insurers74· Mar 2025Industry AUM₹74.44 lakh cr· FY2025Health Claims Settled ≤3 months~87%· FY2025GI Gross Direct Premium₹3.36 lakh cr· FY2026Insurance Penetration3.7%· FY2025Insurance DensityUSD 97· FY2025Life NBP (July)₹47,005 cr· Jul 2026Health Insurance Premium₹1,27,417 cr· FY2025GI Combined Ratio113%· FY2026Registered Insurers74· Mar 2025Industry AUM₹74.44 lakh cr· FY2025Health Claims Settled ≤3 months~87%· FY2025
IRDAI Licensed Direct Broker (Life & General) · License No. 1067

Protecting WhatMatters Most

Trustner is not an insurance company — it's your broker. Motor, Health, Life, Fire, Marine, Liability, Engineering & Cyber — placed with leading insurers and backed by expert, end-to-end claims support.

We represent you, the policyholder — not the insurer. Insurance is the subject matter of solicitation.

15+

Insurance verticals

IRDAI

Licensed broker

3

Learning academies

End-to-end

Claims support

Comprehensive cover

Insurance for every risk you carry

From a single car to a factory floor — 15+ verticals placed with leading insurers, structured around what you actually need to protect.

TP · OD · Add-ons

Motor Insurance

Comprehensive, Third-Party and Fleet coverage for all vehicles.

Cashless network

Health Insurance

Individual, Family Floater, Group Health and Top-up plans.

Term · ULIP

Life Insurance

Term Life, Endowment and ULIP plans for every life stage.

Worldwide cover

Travel Insurance

Domestic, International and Student travel protection.

SFSP · IAR

Fire & Property

Standard Fire, SFSP and Industrial All Risks policies.

ICC clauses

Marine & Cargo

Inland Transit and Marine Cargo insurance for goods in transit.

CGL · PI · D&O

Liability Insurance

Public, Product, Professional Indemnity and D&O covers.

CAR · EAR · CPM

Engineering

CAR, EAR, CPM and Boiler insurance for projects & plant.

Breach response

Cyber Insurance

Data Breach and Cyber Liability protection for businesses.

WC Act

Workmen Compensation

Employee WC cover and Employer Liability under the WC Act.

Why Trustner

A broker you can build a business on

The reasons businesses and families choose Trustner to place and manage their cover.

IRDAI-licensed broker

A licensed Direct Broker (Life & General), Licence No. 1067 — regulated, accountable, and transparent.

We work for you

A broker represents the policyholder, not the insurer. Our advice is aligned with your interest.

15+ insurance verticals

Motor, Health, Life, Fire, Marine, Liability, Engineering, Cyber and more — one partner for all of it.

End-to-end claims support

From intimation to settlement — documentation, follow-up, and escalation when it matters most.

Pan-India presence

Serving businesses and families across India, with on-ground relationship support.

Three learning academies

India’s insurance broker with dedicated General, Life & Health learning academies — for teams, POSPs and clients.

Trustner Academies

The only insurance broker that also teaches you insurance

Three dedicated learning academies with structured modules, real Indian case studies, MCQ assessments and AI study assistants — for internal teams, POSPs and informed clients.

Live now

General Insurance Academy

Foundations, Motor, Health, Marine, Fire, Liability, Engineering, Cyber & Claims — a full structured curriculum.

Start learning
On the platform roadmap

Life Insurance Academy

Term, Key Man, MWP Act, Employer-Employee schemes, Pension & Retirement, and a Claims masterclass.

Preview the platform
On the platform roadmap

Health Insurance Academy

Critical Illness, Personal Accident, Group Health, Top-Up & Super Top-Up, specialised products & claims.

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12

Structured modules

4

Certifications

614+

Practice MCQs

4

AI study agents

AI-Powered Learning

Ask our AI Insurance Assistant — anything

Four specialised AI study assistants that explain insurance the way a 20-year veteran would — policy wordings, claim scenarios, POSP sales knowledge and corporate risk — in plain language with real Indian examples. It's an educational tool, available free, 24×7.

Policy Explainer

Insurance concepts & policy wordings in plain language, with Indian examples.

Claims Analyst

Walks through claim scenarios — eligibility, likely dispute points, documentation.

POSP Trainer

Turns complex concepts into practical, compliant knowledge for POSPs.

Corporate Risk

Helps businesses understand risk exposures and the covers that address them.

Insurance Market Pulse

Latest from the industry

IRDAI moves, product changes and market data — curated from public reports so you stay ahead. Every item links to its source.

View the full Market Pulse

Curated from public news reports and IRDAI publications · figures shown are as reported by the cited source · not investment or insurance advice.

Get in Touch

Need insurance advice or a quote? Fill the form and we'll call you back.

Contact Information

Phone

+91-6003903737

Email

wecare@trustner.in

Office

Sethi Trust Building, Unit 2, 4th Floor, GS Road, Bhangagarh, Guwahati, Assam 781005

IRDAI Licensed Broker

License No. 1067 | Direct Broker (Life & General)

Request a Callback

We typically respond within 2-4 business hours.

Ready to protect what matters most?

Tell us what you need to insure — a vehicle, your health, a home, or an entire business — and our team will structure the right cover with the right insurer.