Health cover, explained without the sales pitch
A licensed IRDAI broker's view of the health-insurance market — including cover for people told elsewhere they were uninsurable. We show you the limitations as clearly as the benefits, and put the real policy documents in your hands.
Specialised cover
The plans most brokers won't explain — for people with an existing condition.
For heart patients
Cover after a stent, bypass or cardiac diagnosis — plans that accept the condition, explained honestly.
For cancer patients
Cover after a diagnosis, and how to protect a family with cancer history.
Diabetes & hypertension
Day-one cover for diabetic and hypertensive lives.
Senior citizens
Cover for older parents, on the terms that actually matter.
Maternity
Planning cover ahead of a growing family.
Declined elsewhere?
When a standard insurer has said no, there are still options.
Benefits and limits, side by side
Every plan we publish shows what it does not do in the same breath as what it does. The co-pay, the sub-limit, the waiting period — before you buy, not at the hospital counter.
The actual documents
Brochure, one-pager, policy wording and a plain-English summary for each plan, in one place — so you never buy on a sales pitch alone.
Verified, dated, sourced
Nothing goes on this page until a licensed person has reconciled it against the current policy wording. Each plan card shows when it was last verified.
This is a general explanation. The policy wording is final. Please confirm details with your licensed Trustner broker for your specific case.
Trustner Insurance Brokers Pvt. Ltd. — IRDAI Broker Licence No. 1067. Insurance is the subject matter of solicitation. Product features vary by insurer, variant and policy wording and are subject to change. The policy wording is final. Acceptance of any proposal is at the sole discretion of the insurer and subject to underwriting.