An insurance agent represents an insurer. As a licensed insurance broker, Trustner represents you — we help you compare covers across insurers, understand the fine print, and stand beside you when a claim is filed.
Group figures refer to the Trustner group (est. financial-services practice of 12+ years). Trustner Insurance Brokers Pvt. Ltd. was incorporated on 14 February 2024.
We help individuals, families and businesses in Guwahati and across India put the right protection in place — and we explain what is not covered before you buy.
Family floater, individual and senior-citizen health covers with cashless hospitalisation at network hospitals.
Explore health coverPure protection for your family's income — high life cover at the lowest cost of any life insurance form.
Explore term coverCar, two-wheeler and commercial vehicle policies — renewals, NCB transfer and add-on guidance.
Explore motor coverGroup mediclaim, group personal accident and group term life for companies, schools and institutions.
Explore group coverClaim intimation, documentation, insurer follow-up and escalation guidance — the reason a broker matters most.
How we help with claimsTravel, personal accident, home, fire, shopkeeper and marine covers — arranged case by case for our clients.
Ask us about a coverUnder IRDAI regulations, a direct broker is licensed to represent the customer — not any single insurance company. That difference shows up in three places: choice, clarity and claims.
| Insurance Agent | Trustner (Broker) | |
|---|---|---|
| Represents | One insurer | You, the client |
| Product range | That insurer's products | Products across insurers |
| Licence | Agent licence via insurer | IRDAI broker licence DB1192/2024 |
| Claims role | Varies | Defined duty to assist the client |
| Accountability | To the insurer | To IRDAI, for the client |
A short call or WhatsApp chat about who and what you want to protect.
We compare suitable options across insurers and explain the trade-offs, including exclusions.
Once you choose, we handle the proposal, disclosures and policy issuance with the insurer.
Renewals, changes, and hands-on support whenever a claim needs to be filed.
Placement depends on your need, the product and underwriting. Insurers we work with include, among others:
Indicative list in no particular order; no ranking or endorsement of any insurer is implied. Product availability varies by insurer, product and location.
Trustner Insurance Brokers Pvt. Ltd. is the IRDAI-licensed insurance arm of the Trustner group, founded by Ram Shah, CFP. Group company Trustner Asset Services Pvt. Ltd. (ARN-286886) is an AMFI-registered Mutual Fund Distributor and SIF Distributor and an APMI-registered PMS Distributor, serving 9,600+ families with a 100+ member team from offices in Guwahati, Tezpur, Kolkata, Bengaluru, Hyderabad and Mumbai.
Yes. Trustner Insurance Brokers Pvt. Ltd. holds IRDAI Direct Broker Licence No. DB1192/2024 (CIN U66220AS2024PTC025948) and operates from Guwahati, Assam.
No. You pay the insurer's premium. IRDAI-licensed brokers are remunerated by the insurer through regulated brokerage, so our help with comparison, paperwork and claims comes at no separate charge to you.
We are based in Guwahati and serve clients across Assam and North East India, with group offices in Tezpur, Kolkata, Bengaluru, Hyderabad and Mumbai. Policies can be serviced anywhere in India.
Call +91 60039 03737 or message us on WhatsApp. Tell us what you want to protect — family health, income, vehicle or employees — and we will shortlist suitable covers and explain them before you decide anything.
Fifteen minutes with us can save you from an exclusion you only discover at claim time.
